What is Medicare?

Medicare is the federal health insurance program for people who are 65 or older, or those under 65 who may qualify because of a disability or another special situation. Medicare helps millions of American seniors and disabled individuals cover some of their health care costs. Medicare also offers important choices in how you receive benefits. The different parts of Medicare help cover the costs of specific services.

Find the Right Medicare Coverage

Help make retirement worry free and save on health care costs. If you’re new to Medicare, or know someone who is, we can help make the transition easy.

Hospital Insurance (Medicare Part A)

Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medical Insurance (Medicare Part B)

Medicare Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

Medicare Advantage Plans (Medicare Part C)

A Medicare Advantage Plan (Part C) is a type of Medicare health plan offered by a private insurance company that contracts with Medicare to provide Original Medicare (Parts A and B) benefits. Medicare Advantage Plans can combine hospital, doctor and drug coverage in one plan, and may include extra benefits not offered by Original Medicare.

Prescription Drug Plans (Medicare Part D)

Medicare Part D Plans add prescription drug coverage to Original Medicare and some other Medicare plans. These plans are offered by insurance companies approved by Medicare.

Medicare Supplement

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.